Aspen is the entry tier built for church plants, small Christian non-profits, and ministries with budgets under $250,000. You get a real bookkeeper — supervised by a senior CPA — handling your monthly reconciliations, producing clean financial reports, and supporting year-end donor statements and 1099s. It's the foundation: enough so the pastor isn't doing the books, not so much that you're paying for things you don't need yet.

Pine is the workhorse tier for churches and non-profits with budgets between $250,000 and $750,000. You get everything in Aspen, plus weekly bill pay, payroll coordination, a monthly written financial narrative explaining what changed and why, designated fund tracking, and a quarterly board-ready financial package. This is the tier most growing congregations live in for years.

Cedar is for churches and ministries between $750,000 and $2,000,000 in annual budget that have outgrown bookkeeping-only support but aren’t ready to hire a full-time CFO or Director of Operations. You get monthly CFO meetings, annual budget facilitation, rolling 13-week cash flow forecasting, dedicated administrative support, board prep, year-end donor letters, and an annual by-laws review. One relationship; an entire back office.

Redwood is for multi-campus churches, Christian non-profits, and Christian schools with budgets above $2,000,000. You get a fractional CFO at a bi-weekly cadence, a dedicated Sr. Client Admin handling up to 60 hours of administrative work per month, multi-entity consolidations, audit prep coordination with your outside auditor, annual strategic plan facilitation, and an on-site visit each year. This is what a Director of Operations + a CFO + a Chief of Staff costs combined — without the hiring, the office, or the search.